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Stream Benefits Group is an insurance agency specializing in employee benefit programs for small and mid-sized businesses, along with the self-employed. The primary focus is with group medical, dental, disability and life insurance plans.

The main goal of Stream Benefits Group is to form a strategic partnership with the employer group, exploring their needs and then finding the proper insurance carrier and product to meet those unique needs.

Once the proper program is established for the employer and its employees, servicing the account throughout the year becomes paramount. We are the human resource arm for the employer. We will assist with a multitude of insurance issues, including billing, claims processing, ID cards and COBRA assistance.

The employee benefits arena is constantly changing with many new products and concepts entering the field. A few of those are:

• Consumer driven health plans
• High deductible health plans
• Flexible Savings Accounts
• Health Reimbursement Arrangements
• Health Savings Accounts

And since employee benefits are the only focus at Stream Benefits Group, we can concentrate on these products, providing necessary information and recommendations to our clients.

Stream Benefits Group has access to and will utilize strong relationships with the insurance carriers throughout the St. Louis metropolitan area. These include, but are not limited to:

• Anthem Blue Cross Blue Shield
• United Healthcare
• Group Health Plan
• Mercy Health Plan
• Assurant Health
• Delta Dental
• Humana
• Principal Life
• Guardian
• Unum
• Advantica Dental and many other highly rated carriers