Voluntary Benefits Help Protect Employee’s Savings

Most workers do not typically plan for expenses not covered by health insurance such as loss of income, childcare, and unforeseen costs if they become ill or injured.

Voluntary Benefits – disability, life, accident, critical illness, cancer and supplemental health – can help your employees rest a little easier knowing they have a financial plan to help cover additional expenses if they can’t work due to an illness or injury.

These programs have been around for a number of years, and in the past, only the large employer groups would provide them for their employees.  But that has been changing.  And now, many of the insurance carriers that offer these products are strongly encouraging small businesses and their employees to participate.

How do you as a business owner/manager benefit:
Expand your benefit options without increasing your costs
Give employees access to benefits that help protect savings
Opportunity to reduce your payroll tax for each enrolled employee
How do your employees benefit:
Benefits paid directly to them when they need it most
Don’t have to solely rely on savings to cover additional expenses
Pay premiums through payroll deduction, many qualified on a pretax basis
Many employers are adding these benefits “off-anniversary” of their health insurance renewal.  Please don’t hesitate to contact me if you would like additional information or would like a quote.