If you are self-employed, in-between jobs, just graduated from college or your employer does not offer group coverage, then an individual medical plan could be for you. And with individual medical plans, one size does not fit all.
At Stream Benefits Group, we will make sure we complete a needs analysis of what is important to you. Is it a large physician network, a high deductible program, office visit copays or a comprehensive prescription drug card plan? There are many options with the different carriers. We have access to all of the major individual medical carriers throughout the region. Some of the key ones include Anthem Blue Cross Blue Shield, Group Health Plan, Golden Rule and Assurant Health.
Once benefits are reviewed, an application is completed and submitted to the insurance carrier. No physical exams are required. The applicant has much flexiblity during this process. And even when the final rates and plan are offered, the applicant can make changes to make sure the needs are being met.
Individual medical plans can provide comprehensive benefits at competitive rates. They provide peace of mind for the unexpected health issue throughout the year.
