February 2014 Newsletter

Affordable Care Act
Education Feb. 11, 11:30am – 1pm

I hope everyone is having a good start to 2014.  The health insurance situation continues to evolve.  But most of you are either locked in with a grandfathered plan or decided to take the early renewal option effective December 2013.

And during 2014, if you took the early renewal option or are due for a regular renewal, your organization will need to move into an Affordable Care Act(ACA) plan.  There are many nuances with plan designs, benefits, networks and rates for these plans that are different from the past.

On Tuesday, February 11, I will be speaking on the ACA.  It will be part of the Kirkwood Des Peres Area Chamber of Commerce luncheon at Greenbriar Country Club.  For reservations please contact www.kirkwooddesperes.com


During the past year, I have also have had a number of requests for Voluntary Worksite Benefit programs.  These programs allow the employee to pick and choose certain benefit options. The most common plans are accident, cancer/critical illness and disability income.  These benefits can help protect your employees’ finances if they can’t work due to an illness or injury.

And the cost is picked up entirely by the employee through payroll deduction.  The products can be integrated into your benefit package at any time during the year.

Please don’t hesitate to contact me with any questions or issues you may have on any of these products.  And thank you again for allowing me to work with you on your insurance needs.

Click here for more information and Stream Benefits video on the Affordable Care Act…