Group Dental Insurance

Group Dental Insurance
Group Dental Insurance

Along with providing Group Medical coverage for employees, including a group dental insurance plan has become a generous perk for employees. Many employers in the St. Louis and Kirkwood area have decided to make group dental insurance a priority.


Why your business needs Group Dental Insurance?

Having group dental insurance is important for the employee and their family. With your care in mind, Stream Benefits Group will find the right group dental plan that works with and compliments your group medical coverage. The St. Louis and Kirkwood areas have many local programs, but we will also consider the availability of any national or regional dental plans, to see which best suits your company.

With group dental insurance, there are usually four categories of care.

  1. Preventative Care
    1. This usually includes but is not limited to two annual routine check-ups, dental cleanings, and X-rays.
  2. Basic Care
    1. Normally, basic dental care is considered to be types of treatment and procedures that are relatively simple, such as, emergency care for pain relief, fillings, certain extractions, and root canals.
  3. Major Care
    1. With major care, there is usually more involved in the dental procedures. This would include dental crowns, tooth implants, bridgework, oral surgery and dentures to name a few.
  4. Orthodontia Care
    1. Orthodontia is the branch of dentistry that deals with abnormalities of the teeth or jaw. This type of care would include braces, straightening of teeth, problems with bite, gaps between teeth, and alignment, to name a few.

Of course, this is just a brief overview of group dental insurance. There will be certain limitations of coverage regarding the four categories of care, adding to the importance of letting Stream Benefits Group find the best group dental plan for your company and employees.

In addition to finding the best group dental plan for your company, we will also consider the availability of participating dentists. Many dentists are hesitant to participate in a dental network. It will be important to choose a group dental plan that has a list of local St. Louis dentists participating.

Why Stream Benefits Group Insurance for your Group Dental?

Stream Benefits Group works with several key group dental carriers, for instance, Delta Dental, Humana, Guardian, Principal Life and Advantica Dental, to name a few. Of course, the group dental insurance market changes and we stay on top of what’s going on in the market. Along with group dental insurance carriers, there are also some medical insurance carriers that provide their own comprehensive dental plans.

Call Stream Benefits Group today! Let us make a thorough analysis of your needs and recommend the best group dental plan available for your company.