Individual Medical Insurance
Individual medical health insurance plans are available for individuals who do not have coverage offered through an employer. There are certain situations where you would just not qualify to have a group medical plan. If you are self-employed, in-between jobs, just graduated from college, you only work part time, or your employer doesn’t offer group coverage are some of the reasons why you might need an individual medical insurance plan.
Stream Benefits Group will help you sort through all of the sometimes overwhelming options available through individual medical insurance plans. Servicing the St. Louis and Kirkwood area and with over 32 years experience in the insurance industry, we understand how confusing it can be.
What you need to know about Individual Medical Insurance:
There are several things to consider when deciding on an individual medical insurance policy. What kind of premiums, co-pays and deductibles will be associated with the plan you choose? Should you choose a plan with a large physician and hospital network, or more defined network?
The answers are not always that simple. Stream Benefits Group can guide you through the process and help you to answer the important questions. Choosing the right individual medical plan will depend on what is most important to you. Are you relatively healthy but would like low cost co-pays for doctor’s visits and routine lab tests? Is it essential for you to have a plan that offers a prescription drug card?
Why contact Stream Benefits Group about your individual medical insurance?
Scott Stream is certified as a Certified Patient Protection and Affordable Care Act Professional (CPPACA) by the National Association of Health Underwriters. Stream Benefits Group can take the guess work out of it for you. Contact us today and we will review your specific needs and find the best individual medical plan for you!
We work with all major individual medical carriers throughout the St. Louis and Kirkwood area, including Anthem Blue Cross Blue Shield, Coventry/Aenta Health Plan, United Health Care/Golden Rule and Cigna, to name a few.